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Financial

APR Calculator

True Annual Percentage Rate including loan fees.

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APR Calculator

How to Use the APR Calculator

Enter your loan details including any upfront fees to calculate the true Annual Percentage Rate.

Understanding APR

APR represents the true cost of borrowing. Unlike the nominal interest rate, APR includes upfront fees, closing costs, and origination fees spread over the life of the loan.

Frequently Asked Questions (FAQ)

Why is APR higher than the interest rate?
Because APR factors in the mandatory fees charged by the lender to issue the loan.

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